Liquidity

OVERVIEW

Liquidity investing at Royal London Asset Management

Liquidity is a basic building block for every investor. Whether you are a corporate treasury team, a pension fund, university or investing through an IFA or wealth manager, everyone has short-term cash requirements. Our goal is to deliver a mix of security, liquidity and yield that works for you.

Why Royal London Asset Management for liquidity solutions?

Experienced

Providing specialist cash management services since 1988, our team has an average of over 20 years’ experience

Client focused

Putting our clients at the heart of what we do, we offer a range of solutions to meet your evolving liquidity needs

Risk aware

Robust ongoing risk management and reporting framework to assess financial risks, including ESG*

*ESG integration refers to the consideration of ESG risk as part of the investment process. It does not mean a fund is trying to achieve a particular positive ESG outcome

Our fund range

Our solutions are designed to allow investors to tailor their portfolio based on liquidity needs, risk appetite and investment time horizons, with our clients typically splitting their cash and short-term assets across three areas:

Working capital – short-term time horizon (daily)
Reserve capital – medium-term time horizon (6 months plus)
Strategic capital – long-term time horizon (12 months plus)

Our range takes targeted exposure to traditional money market instruments such as certificates of deposit, and then for funds that have a longer investment horizon, adds high quality short-dated credit exposure such as covered bonds, to enhance return while maintaining a focus on security.

All of the funds aim to mitigate bail-in and governance risks. At a simple level, this means we screen out companies in certain areas, but it also builds in internal and external assessment of governance failure risks such as executive remuneration, succession planning and ethics.

Full Liquidity Fund Range.jpg

*Fitch and S&P rating **Fitch rating ^Performance target [1] Structure [2] Settlement

Go to our fund centre

Our team

The success of our liquidity and short term fixed income solutions is built on the experience and expertise of our team. The team benefits from working closely with our award-winning Fixed Income and Responsible Investment teams. They also draw on the expertise of our Government Bond team, while our senior economist assists with macro views within the funds. The collegiate nature of the team enables new ideas and opportunities to be discussed freely and implemented nimbly.

Craig Inches – Head of Rates and Cash

Craig Inches is Head of Rates and Cash at Royal London Asset management, responsible for the management and oversight of our Rates and Cash business.

Tony Cole – Senior Fund Manager

Tony Cole is a Senior Fund Manager, responsible for quantitative cash modelling within our Rates and Cash business. Tony focuses on the management of the Cash, short dated government bond and Absolute return funds.

Adeline Derain – Assistant Fund Manager

Adeline Derain joined Royal London Asset Management in 2015 and now works within the Rates and Cash team as Assistant Fund Manager.

David Sweet – Product Specialist

David Sweet is a Product Specialist, responsible for operational risk, controls and compliance management within our Rates and Cash business. David also liaises with sales and marketing to ensure the quality of external data meets our clients' expectations and needs.

Melanie Baker – Senior Economist

Melanie Baker is our Senior Economist and works closely with the Rates and Cash team. She joined in 2018 and was previously Senior UK Economist at Morgan Stanley where she analysed the UK economy and political risk events for more than a decade.